Posted on: April 29, 2024
The first private pension plan in the United States was established in the late 1800s. Through 1980, nearly 40 percent of Americans were covered by a traditional employer-funded pension. However, employer-provided retirement plans have now primarily shifted to retirement savings vehicles like 401(k) plans and Individual Retirement Accounts (IRAs), which place most of the savings […]
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Posted on: January 24, 2024
As the new year unfolds, the pulse of change is palpable in the vibrant city of Austin. For parents who balance the demands of professional life with the joys and responsibilities of raising children, understanding the nuances of Social Security shift in 2024 is not just prudent—it's essential for robust estate planning. The Social Security […]
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Posted on: January 23, 2024
As an experienced estate planning attorney in Austin, Texas, I've encountered numerous professionals who, despite their high levels of expertise and financial acumen, find themselves perplexed by the nuances of Social Security's retirement earnings test. This is particularly true for parents with minor children, who must balance their retirement planning with the needs of their […]
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Posted on: January 14, 2024
People often view Estate Planning through a lens of complexity and necessity, a task they must manage among the hustle of their successful life. But what if it could be as visionary as the rest of your endeavors? Imagine a tool in your financial arsenal that offers you the freedom to grow your retirement funds […]
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Posted on: November 8, 2023
In today's modern society, the dynamics of marriage and divorce have become standard narratives, often leading to complex financial scenarios. One crucial aspect tied to these scenarios is understanding Social Security benefits, especially when a former spouse remarries. This topic, social security benefits after divorce and remarriage, is of interest for many in Austin, Texas, […]
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Posted on: October 24, 2023
While they may be enjoying a new surge of popularity, the concept of annuities dates back to early Rome, when citizens would make a lump-sum payment to a contract called an annua in exchange for income payments received once a year for the rest of their lives.
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Posted on: September 12, 2023
Millions of Americans use both traditional and Roth IRAs to save for retirement. However, that doesn't mean they all have a full understanding of how IRAs work.
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Posted on: September 10, 2023
Once they retire, many seniors change their spending patterns quite a bit. There’s nothing inherently wrong with this, as long as they remain within their retirement budget.
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Posted on: July 30, 2023
Whether you're counting on Social Security to fund most of your retirement income or supplement it, you want to make sure you get all of the money you're entitled to.
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